Staged Diversification Destination Portfolio - Tidemark Financial Partners

Concentrated Stock Planning Dashboard

Interactive wealth deployment planner for pre-IPO equity positions

Concentrated Stock Planning Dashboard

Client inputs

Share position

Common shares (vested)

ISO shares (exercised, holding)

Unexercised ISO options

NQ options

Current FMV per share ($)

Weighted avg ISO strike price ($)

Tax & financial inputs

Outside liquid assets ($)

LTCG federal rate (%)

NIIT rate (%)

State income tax rate (%)

Federal ordinary income tax rate (%)

Concentration target (% of net worth)

Modeling IPO price ($)

Net worth at various IPO prices

Scenario prices ($):

Gross net worth After-tax net worth

Staged sell schedule

Company stock concentration glide path

Destination portfolio allocation

Client donating company stock directly to DAF (Year 1 only)

Shares donated to DAF (Year 1)

Cost basis per donated share ($)

Client purchasing a home — set aside from Year 1 proceeds

Year 1 real estate set-aside ($)

5-year projection

Tidetactix AG return (%/yr)

Direct indexing return (%/yr)

Alternatives return (%/yr)

Freedom fund return (%/yr)

Outside assets return (%/yr)

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Tax Optimization Summary

DAF tax benefit + direct indexing TLH savings

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DAF — Direct stock contribution (Year 1)

Direct indexing — Tax-loss harvesting

Annual tax-loss harvesting rate assumptions

Year 1 TLH rate (%)

Year 2 TLH rate (%)

Year 3 TLH rate (%)

Year 4 TLH rate (%)

Year 5 TLH rate (%)

Concentrated Stock Planning Dashboard

San Diego Office

Central Coast Office