Meet Carl, he is 59 and he’s looking to retire within the next five years. Carl has a pension with a big employer here in San Diego. We’re looking to implement pension maximization strategies for him in which we will be able to protect his estate, increase his monthly cash flow, and could keep his surviving spouse protected in case something were to happen. In conjunction with the pension maximization, we performed a retirement plan for Carl, in which we found out work will become optional for him at age 62 instead of waiting until the age of 65 to retire as he had initially intended.

This gave Carl and his family a meaningful retirement plan to work with.

This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.